College selection for students and parents can be a very daunting challenge. At Integrated Financial Concepts (IFC) we work with college-bound students at the beginning of their college search process. We utilize a comprehensive two-pronged approach for college planning:
To ensure that they do not overpay for one of life’s most expensive endeavors, we assist parents in positioning their finances so that they have the best opportunity at obtaining gift aid from the institutions of choice. Gift aid differs from federal or state financial aid and the requirements for obtaining are much different. Most families are interested to learn that even at high income levels, while federal student aid can be hard to obtain, aid from their student’s school of choice may still be available. We provide the strategies and expertise to best position your finances without having to sacrifices liquidity, use and control of your assets.
In addition, we work with parents to craft a plan to fund college and retirement at the same time.
Not funding these areas now?
Not to worry. We use a time-tested approach that will create or enhance your current savings strategies. Our experts will work with you one-on-one, in person, and help you position your student and your finances for the best possible opportunity to obtain financial aid.
We work with students to assist them in narrowing their college search based on their interests. Don’t worry if your student is unsure of their career path! Our process will help them uncover their interests and then match them up with colleges that specialize in these areas.
Students are able to utilize our aptitude testing software which will assist them in uncovering their talents, interests, abilities, and career goals.
Students also participate in an in-depth phone interview with college career expert. Parents are encouraged to attend this interview and ask questions. This interview provides us with the data needed to help the student narrow their college choices based on GPA, SAT/ACT scores, personal interests, and family finances. This step is one of the most important in the entire process. Working together through our process with parents and students, we can reduce the overall cost of college!
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“With the help of your proper planning and positioning, we received $16,000 per year in grant money for our two students.”
“Thank you for all of your help that you afforded our son, David D. I am happy to say that he was accepted to all 6 of the schools that he applied to. He absolutely LOVES the University and is so glad he took the time to research the schools through your database.”
“As result of your services, we only have to pay $17,600 from Parental Contributions for my daughter to attend Harvard next school year. Again, thank you so much for your friendly services that helped my daughter’s dream come true and saved us thousands of dollars for the next four years.”
“My daughter is following her dream and having a wonderful time in college. THANK YOU for helping parents through the college selection and financial positioning process!”
~Bud & Debbie M.