How to Lower Your Childcare Expenses

Although your kid(s) are the light of your life, love alone doesn’t pay the bills – but wouldn’t it be nice if it did? With the average childcare expenses ranging anywhere between $13,000 to $20,000 per year it seems that it’s more expensive than ever to raise a child these days. Unfortunately, many households don’t …Read More

Stock Market Got You Panicked?

Monday, February 5th had investors nervously concerned in fear of déjà vu from 2008. I must admit, when the market plunged 1,500 points, I was a little apprehensive myself. After that brief moment in which I let my emotions get the best of me, I stepped back to take a deeper look into my concern. …Read More

Are You a Groundhog Investor?

When you think of Groundhog Day, what comes to mind first? Bill Murray, the groundhog or the dreaded possibility of six more weeks of winter? What’s most uncanny about Groundhog Day is that Punxsutawney Phil has one job to complete which is: he leaves his den and then retreats back inside. Every year he comes out, and then …Read More

7 Scenarios to Break Open the Emergency Fund

Emergencies happen. Things happen. Life happens. Are you prepared? When an emergency happens, there are no forewarnings or “red flags” to prepare you along the way. Most of the time, they occur unexpectedly and at the worst times. The real question that most people ask themselves when going through the emergency, is when should they actually use …Read More

Spending Habits of the Tired One

Were you aware that your spending habits change as the hours go by in any given day? Take a step back and think about it for a second; outside of paying your bills on time, at what time of day are you more prone to spend money? If you guessed after sundown, you’re spot on. …Read More

Five Fallacies of the Unprepared Retiree

Every day you’re reminded over and over again “Don’t delay! Prepare for your retirement today!” Naturally, you’re probably thinking, “I have plenty of time to think about my retirement later on”. And, without skipping a beat, you go about your day. Does this sound familiar? If so, you’re going to want to read this! The …Read More

More Resolutions? Will You Do It?

First, I’d like to say, Happy New Year! I really hope that you and your families had a wonderful holiday and had some time to relax and enjoy the company of your family and friends. Now that a new year has begun, it’s time to start thinking about what kind of story you’re going to …Read More

Tax Reform 2017 Passes Congress

Its official…Congress passes most significant tax reform legislation since 1986!!  Here are some of the facts…On December 20, the House passed the reconciled tax reform bill, commonly referred to as the “Tax Cuts and Jobs Act of 2017” (TCJA), which the Senate had passed the previous day. The finalized legislation represents the most sweeping tax …Read More

CC Tips for the Long Run

Last week we talked about making sure you have a solid holiday budget in place and how not to overspend. So if your eyes fell tired and you didn’t get to finish last week’s email, or you already stepped outside your budget, this email is going to cover some points on how to make sure …Read More

5 Tips for Holiday Shopping This Year

Every year it feels like the holiday season creeps up on us so quickly – and this year has been no exception. With the holiday season in full effect, it is officially time to spend, spend, spend. It’s so easy to get carried away when buying gifts for your loved ones. But, don’t let the …Read More