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“For car buyers, it pays to be a Scrooge” – CNBC

And more car shoppers are wising up to this cost-saving opportunity. In fact, 2016 is on track for a record number of preowned sales. For the year, almost 41 million used vehicles are expected to be bought in the U.S., according to Cox Automotive, with December slated to be a particularly strong month for sales. With more used cars on the market, there’s a lot of variety and competition, and that’s good news for car buyers, said Bill Kearney, president of Integrated Financial Concepts… View the Full Article Here


“Financial Questions for People Getting Divorced In Their 50s” – The Dollar Stretcher

Susie hadn’t planned on getting divorced in her 50s, but it happened. Now she needs to make sure that none of her financial matters fall through the cracks. Now is not the time to make major financial mistakes. We wanted to help her learn about what financial matters need to be considered when getting divorced in the 50s. To answer these questions, we interviewed Bill Kearney, President of Integrated Financial Concepts in Mooresville, NC. Mr. Kearney is a Series 65 Fiduciary and wealth manager… View the Full Article Here


“When good debt gets a bad rap” – CNBC

Whether they’re keeping up with the Joneses or keeping up with the Kardashians, Americans have become big spenders. And many are in over their heads in debt. Of course, not all debt is necessarily bad. Some degree of debt can open doors and economic opportunities: paying for a college education, buying a car to get to work, obtaining a home in a nice community. The questions then become, how much debt is too much and what is the right amount of red… View the Full Article Here


“Yes Virginia, some debt can be good, and here’s how to tell” – Yahoo Finance

Whether they’re keeping up with the Joneses or keeping up with the Kardashians , Americans have become big spenders. And many are in over their heads in debt.Of course, not all debt is necessarily bad. Some degree of debt can open doors and economic opportunities: paying for a college education, buying a car to get to work, obtaining a home in a nice community. The questions then become, how much debt is too much and what is the right amount of red… View the Full Article Here


“The First Thing You Should Do With Your Social Security Check” – GoBankingRates.com

Bill and Linda are in their golden years, and they each receive the average Social Security payment of $1,335 per month for retirees. A monthly check of less than $1,500 per person might not seem like a lot, but it’s imperative that retirees budget it wisely — especially if their spending is on par with the national average. The average 65-to 74-year-old spends $46,757 per year on food, housing, transportation, healthcare and more, according to the latest… View the Full Article Here


“5 Ways to Increase Your Retirement Savings” – MSN.com

Consumers are distressingly behind on their retirement savings as many people are saddled with credit card debt and student loans. Ramping up your savings weekly or even daily is critical to accumulating enough money once you retire. Here are fine easy ways to increase your savings… View the Full Article Here


“5 Ways You Can Increase Your Retirement Savings” – MainStreet.com

Consumers are distressingly behind on their retirement savings as many people are saddled with credit card debt and student loans. Ramping up your savings weekly or even daily is critical to accumulating enough money once you retire. Here are five easy ways to increase your savings. View the Full Article Here

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