Five Fallacies of the Unprepared Retiree

Every day you’re reminded over and over again “Don’t delay! Prepare for your retirement today!” Naturally, you’re probably thinking, “I have plenty of time to think about my retirement later on”. And, without skipping a beat, you go about your day. Does this sound familiar? If so, you’re going to want to read this! The …Read More


More Resolutions? Will You Do It?

First, I’d like to say, Happy New Year! I really hope that you and your families had a wonderful holiday and had some time to relax and enjoy the company of your family and friends. Now that a new year has begun, it’s time to start thinking about what kind of story you’re going to …Read More


Tax Reform 2017 Passes Congress

Its official…Congress passes most significant tax reform legislation since 1986!!  Here are some of the facts…On December 20, the House passed the reconciled tax reform bill, commonly referred to as the “Tax Cuts and Jobs Act of 2017” (TCJA), which the Senate had passed the previous day. The finalized legislation represents the most sweeping tax …Read More


CC Tips for the Long Run

Last week we talked about making sure you have a solid holiday budget in place and how not to overspend. So if your eyes fell tired and you didn’t get to finish last week’s email, or you already stepped outside your budget, this email is going to cover some points on how to make sure …Read More


5 Tips for Holiday Shopping This Year

Every year it feels like the holiday season creeps up on us so quickly – and this year has been no exception. With the holiday season in full effect, it is officially time to spend, spend, spend. It’s so easy to get carried away when buying gifts for your loved ones. But, don’t let the …Read More


New iPhone X – Love it or Hate it?

You may have heard some buzz lately about the new iPhone X. It’s Apple’s newest phone, and it’s got a number of pretty interesting (and some might say questionable) new features. Now if you’re like me and some other people I know, it always seems like our old phones start ‘malfunctioning’ right when a new …Read More


How to Road Trip Like the Good Old Days

Are you gearing up to get in one more trip or vacation before the weather takes a turn for the “brrrrr effect”? Some of the best memories I have are from family road trips back in the day. Whether you can recall the station wagon or nostalgic minivan experience, it seems like road trips just …Read More


Retirees Biggest Regrets

I’ve been in this business for quite some time now. Over the years, I’ve seen thousands of individuals and couples and all of them have had a different story or tune that was unique to them. From the good and the bad I began to realize the similarity between the feelings and concerns I was …Read More


A Math Formula that Could Sink Your IRA or 401(k)

Having enough money for retirement is a difficult enough challenge. To make the situation worse, many Americans will run out of money in their 401(k)s and IRAs faster than they think, because of a math formula they never teach you in school. For example: Tom and Mary want $100,000 from their IRA to support their …Read More


Cashin’ In For Fall

It’s that time of the year! The seasons are changing once again and whether we are ready or not, it is time to say goodbye to summer. And, when one change occurs, such as a change in seasons, it often sparks other changes to follow. Of course, for me this meant thinking about how our …Read More